Power of Credit,
Speed of UPI.
Get the IDFC FIRST Digital RuPay Credit Card. Scan any QR code and earn rewards on every payment.
Why Choose RuPay Credit Card?
Seamless UPI Payments
Link your card to any UPI app (GPay, Paytm, PhonePe) and scan any merchant QR code to pay instantly.
Rewards for Every Scan
Earn 3X Reward Points on UPI transactions above ₹2,000. Never miss out on rewards, even for small spends.
Lifetime Free
Enjoy the digital freedom without worrying about joining fees or annual charges. It's truly free for life.
Special Welcome Offer
Get 100% cashback up to ₹200 on your first 4 UPI transactions made within 15 days of card issuance.
More than just a card
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Instant Digital Issuance Get your virtual card instantly on the IDFC FIRST Bank app.
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Unified Rewards Points earned are added to your existing IDFC rewards pool.
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Low Interest Rates Dynamic interest rates starting as low as 0.75% per month.
Eligibility Note
This card is currently available as a digital-only variant for existing IDFC FIRST Bank credit cardholders or against a Fixed Deposit.
"I use it for my morning tea and groceries. Linking it to UPI changed how I spend!"
— Happy Customer
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